8832 BLAKENEY PROFESSIONAL DR, SUITE 203, CHARLOTTE, NC 28277   PHONE 704-759-1300 

 

Commerical & Business Insurance 

Businesses of every size and type are exposed to unique and inherent risks. Accidents occurring in the workplace are common and no business is immune to the dangers presented at a job site. Although accidents are inevitable, you can purchase insurance protection for every risk your operation may encounter. Opting out of insurance coverage will leave your business vulnerable to the risks and potential risks that threaten your business. It only takes one accident or lawsuit to put you out of business. Do not underestimate the importance of insurance security. It will be the roadmap to the financial security of your business and your future.

Whether you are a contracting business, a member of the service industry, a wholesale distribution center, or an information technology firm, your company’s assets will be covered. We offer products that will protect every aspect of your business.

Coverage types:

General Liability (GL)- General liability insurance plan will be there to defend you if a small mishap turns into a large lawsuit

  • Product Liability – If your product causes bodily injury or harm to a customer, product liability will cover you against financial loss.
  • Professional Liability/Errors and Omissions (E&O) - Professional liability covers professionals for negligence and errors or omissions that clients claim have injured them.
  • Workers Compensation - Workers compensation insurance covers medical expenses, permanent disability, and a portion of the injured employee’s wages.
  • Commercial Property - Commercial property insurance helps businesses pay to repair or replace buildings, associated structures, and contents damaged or lost because of fire, storms, theft.
  • Commercial Auto – Protects your business’s vehicles.
  • Business Owners Policy (BOP)– A package policy that includes several coverage’s that will protect many aspects of your business. An attractive option for many business owners as it is often significantly cheaper.

    • Pruitt Insurance Services will provide your business with a free analysis and evaluation to determine which coverage’s will best meet the demands of your business. If you already have business insurance, we will do our best to find you protection that is more affordable. Since we aren’t tied to a single carrier, we will shop the top insurance providers to find you reliable and affordable business insurance.

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